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F&M Trust deposit products

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BUSINESS CHECKING & SAVINGS SOLUTIONS

Features and services
to keep your business moving

A personalized banking experience tailored to your needs.

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The Right Checking Account For Your Business

Flexible solutions to manage your cash flow, streamline operations, and help your business grow.

Better Business Checking

Designed for small to medium-sized businesses seeking lower or no costs, our Better Business Checking account offers flexibility and convenience without the extra fees.

Account Features:

  • No monthly minimum balance requirement
  • No monthly maintenance fee
  • Up to 400 free items per monthly statement cycle
  • No fee for currency deposited
  • No annual fee Franklin Busine$$Card (Debit MasterCard® Business Card) with cash rewards
  • Online and mobile banking
  • Mobile Xpress Deposit
  • Overdraft privilege service
  • Available to sole proprietors, partnerships, and for-profit corporations

Commercial Checking

Designed for medium to large businesses, this account helps you maximize value and offset fees through ongoing account analysis.

Account Features:

  • No minimum balance
  • Easy cash flow analysis and reporting
  • Earnings credit for average monthly collected balances
  • Offset service charges for higher balances
  • No annual fee Franklin Busine$$Card (Debit MasterCard® Business Card) with cash rewards
  • Online and mobile banking
  • Business Courtesy Coverage, an overdraft privilege service

Nonprofit Checking

As a community focused organization, who better to care for your finances than a trusted community bank? Experience Banking Done Your Way with the features and benefits of our Nonprofit Checking Account.

Account Features:

  • No monthly minimum balance requirement
  • No monthly maintenance fee
  • Up to 1,000 free items per statement cycle
  • No fee for currency deposited
  • Online and mobile banking
  • No annual fee Franklin Busine$$Card (Debit MasterCard® Business Card) with cash rewards
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Ready to Help

As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.

Contact F&M Trust Meet Our Team

RELATED FEATURES AND SERVICES

Powering Your Business

Secure the right financing, streamline operations with treasury solutions for your business, offer attractive employee benefit programs, and benefit from the expertise of our dedicated
Commercial Services Team.

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Commercial Services

F&M Trust offers specialized expertise, working closely to understand
your needs to build a secure financial footing for your future.

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Commercial Banking

Business checking and savings designed to keep your business moving.

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Commercial Borrowing

Fuel your growth and streamline operations with flexible business credit options.

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Treasury Services

The F&M Trust Treasury Services empower businesses
to optimize cash flow through strategic tools and expert guidance.

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Employee Benefit Services

Employees want to work for companies that invest in their future. Offering a competitive retirement plan not only strengthens your benefits package but also shows your commitment to long-term employee well-being.

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