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EMPLOYEE BENEFIT PLANS

Better benefits

F&M Trust is committed to helping employers attract and retain high-quality employees by creating and maintaining top-notch retirement plans.

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VALUE OF BENEFITS

The F&M Trust Difference

Our custom approach is based on your company's unique demographics, and we will be there every step of the way to provide fiduciary support to you and guide your employees toward retirement savings success.

Your Employee Benefit Plan, Your Way

We not only design and help you manage the day-to-day administration of your plan, but we can also serve as a Plan Fiduciary, Discretionary Trustee and/or Directed Trustee.

F&M Trust brings your business a lasting relationship with both you AND your employees by providing responsive and proactive service at all levels, including:

  • Working directly with Plan Participants
  • Conducting Plan Enrollments
  • Continually educating Plan Participants (technology-based or in-person)
  • Being accessible for one-on-one or group Plan Participant Needs
  • Working directly with terminated and/or retired participants on distributions or continued plan options
  • On-going meetings with you and your employees (semi-annual, quarterly, etc.)

Regardless of the approach you select for your plan, our assistance can be of tremendous value in helping you fulfill your fiduciary obligations, avoiding problem areas, and keeping your retirement plan running smoothly.

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Benefit Options

Types of Employee Benefit Plans

F&M Trust provides comprehensive Fiduciary and Corporate Trustee Services, thoughtfully designed to meet the evolving needs of both the organization and its employees. These services include:

  • 401(K) and pension plans
  • Business continuation plan consultation
  • Profit sharing plans
  • SIMPLE IRAs
  • SEP IRAs
  • Plan design and consultation services
  • Plan documentation and compliance services
  • Professional investment management services
  • Participant record keeping services
  • Employee education and materials
  • Daily valuation services
  • 24/7 toll-free telephone line for plan participants and sponsors
  • 24/7 Internet access for plan participants and sponsors
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REACH OUT TO GET STARTED

Ready to Help

As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.

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