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Money Moves
05.16.25
A Guide for First Time Homebuyers
Here are a few tips to help you feel confident and prepared as you start your homebuying journey
04.04.25
How to Improve Your Credit Score: Simple Steps to Success
Your credit score plays a significant role in your overall financial health
02.14.25
The Importance of Financial Planning: Set Yourself up for Success
Financial planning is more than just budgeting and saving; it is about creating a roadmap to guide you through life’s financial decisions
10.24.24
Preparing to rent your first apartment
After months of searching, you finally found the job that’s perfect for you. But it’s outside of the area where you currently live, so you will have to move. Preparing to rent your first apartment can be an exciting – yet daunting – process
08.22.24
Is it a good idea to pay off my mortgage early?
While the idea of owning a home outright sooner rather than later can be appealing, there are both benefits and drawbacks to consider before deciding whether it's the right decision for you
08.08.24
Avoiding the pitfalls of debt and overusing credit
In today's consumer-driven society, easy access to credit can be both a blessing and a curse. While it provides purchasing power, mismanagement can lead to significant financial strain and long-term consequences
06.05.24
Is it time to sell your home?
Knowing when it’s time to sell your home is a significant decision that involves factors both personal and financial. While there’s no one-size-fits-all answer, several signs might indicate that it’s the right time to put your house on the market
05.09.24
Budgeting for home improvements
Spring and summer are prime times for home improvement projects. And whether you are planning a minor renovation or a major overhaul, budgeting is crucial for ensuring that your projects are completed smoothly and within your financial means
04.17.24
What information do I need for my mortgage application?
Now that you’re ready to buy, you need to know what information you will need to provide as part of your mortgage application
01.09.24
What is financial wellness, and how do I achieve it?
You likely have heard people talk about financial wellness, but you don’t really know what it is or have any idea of how to achieve it
12.12.23
Is a bridge loan right for me?
Bridge loans are a popular solution for homeowners who want to buy a new house before selling their current property. A borrower can use a portion of their bridge loan to pay off their current mortgage while using the rest as a down payment on a new home
11.02.23
What does America’s credit downgrade mean?
On August 1, Fitch Ratings, one of the three primary credit rating agencies, downgraded the United States’ long-term credit rating from AAA to AA+, the second downgrade of U.S. debt in 12 years
10.16.23
What is PMI and do I need it?
When planning to purchase a home, you might have heard that you likely will have to pay something called PMI. This is private mortgage insurance, and it protects the mortgage lender against any losses if the borrower stops making payments or fails to repay their conventional loan
09.18.23
Pay off debt by utilizing your home’s equity
Chances are that you have never looked at home equity as an asset. But it is, and you can put it to work for you paying off high-interest debt
08.21.23
How do I improve my credit score?
When you have a good credit score, you can get better terms and lower interest rates on loan products and credit cards. But it’s not always easy to just boost your credit score
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