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So, you’re ready to buy your first house. Of course, you’re excited, but you’re also nervous because you don’t want to make a rookie mistake. Here are some tips to help you successfully navigate the process

Is bundling policies with the same insurer the right thing to do? Here are some pros and cons of bundling your insurance to help you make your decision

Humans are fallible, and sometimes we just need guidelines. If you struggle to make sense of a sea of budgeting systems and apps, consider the 50/30/20 rule

If you watch the news, you certainly have heard the word “inflation.” But what is it, and how does it affect the average consumer

Buying your first home can be one of the most exciting times in your life. It can also be among the most stressful, as you try to find the right financing options

Buying a home for the first time is one of the most meaningful experiences in your life. But finding the home is just one step in the process

Thanks to the Internet and YouTube, doing it yourself has taken on a new life. For example, a young person we know was able to diagnose a problem with his clothes dryer, then order the key part and install it, thus saving the cost of an in-home repair. Information that once might have been hard to find outside of specialized publications has become accessible to everyone. But there are limits to self-empowerment. One area in which some people may be overconfident is financial management. There is more to financial planning than setting some goals and pinching some pennies.

Recently, the three national credit agencies — TransUnion, Experian and Equifax — said they will continue to provide free, weekly credit reports to consumers until April 20, 2022.

A personal line of credit (PLOC) enables borrowers to withdraw funds for a set period of time – known as the “draw period” – on an as-needed basis. A draw period can last for several years. Lines of credit are helpful if you need access to cash

If you’ve been researching loans, you’ve certainly noticed the term interest rate. Expressed as a percentage, usually in annual terms, an interest rate is the amount of money your lender charges you for a loan. Nearly every type of loan, including mortgages, car loans and student loans, charges an interest rate. Rates vary depending on your credit score, the type of loan and the lender.

Smart borrowers understand the loan options available to them. The majority of loans are either unsecured or secured. Each loan type has its pros and cons. When you apply for a loan, do your homework.

The increase in the amount exempt from federal estate tax to $10 million per taxpayer (plus inflation adjustments) has been a game changer for estate planners.

Ever wonder how important your credit score is? Well, that three-digit number has a lot of power. It can make or break your ability to receive a loan, a credit card, affordable car insurance and even rent an apartment.

Maybe you want to renovate your bathroom or pay down some high-interest debt but you’re having trouble building up the amount of money you need to make it happen.

Amid ongoing international trade disputes and a weakening global economy, mortgage affordability in the U.S. is improving. In fact, mortgage rates have hit a three-year low since the Federal Reserve slashed the federal funds rate this summer — the first cut since the Great Recession.