F&M Trust deposit products
Explore Our Articles
Money Moves
04.23.24
Tips for first-time credit card holders
Here are three tips that will help you use your card wisely and build credit, which will help you when you want to take out a loan for a larger purchase
04.17.24
What information do I need for my mortgage application?
Now that you’re ready to buy, you need to know what information you will need to provide as part of your mortgage application
03.18.24
Planning how to pay for your bundle of joy
Are you adding a child to your family? Congratulations! Whether it be through birth or adoption, parenthood is a fulfilling experience that requires careful planning and consideration
02.14.24
Consider these things when filing your tax return
Here are some things to consider that might reduce your tax bill
01.16.24
Just Married: Individual or joint accounts?
If you’re a newlywed, you’ve probably discovered there are some adjustments that need to be made to your lifestyle. How you handle your finances as a couple is just one of them
01.09.24
What is financial wellness, and how do I achieve it?
You likely have heard people talk about financial wellness, but you don’t really know what it is or have any idea of how to achieve it
12.12.23
Is a bridge loan right for me?
Bridge loans are a popular solution for homeowners who want to buy a new house before selling their current property. A borrower can use a portion of their bridge loan to pay off their current mortgage while using the rest as a down payment on a new home
11.30.23
Five tips to help save money for holiday shopping
December is here, and if you haven’t already, you will soon be shopping for Christmas gifts. Studies show that 53% of people feel stressed financially when it comes to holiday shopping
11.23.23
Student loans have a variety of repayment options
More than 43.6 million borrowers have student loan debt, both federal and private. If you are among them, here are some things you should know about your repayment options
11.16.23
Plan for the future when leaving your job
So, you’ve decided to leave your job. You’re excited for a new opportunity, but what does the change in employment mean for health insurance, retirement savings, perks, and other benefits?
10.23.23
Choosing the right self-employed retirement plan
You are self-employed and enjoy a certain amount of freedom. But that doesn’t give you an excuse to skip out on saving for retirement. In fact, being on your own makes putting money away that much more crucial
10.16.23
What is PMI and do I need it?
When planning to purchase a home, you might have heard that you likely will have to pay something called PMI. This is private mortgage insurance, and it protects the mortgage lender against any losses if the borrower stops making payments or fails to repay their conventional loan
10.09.23
Should I consider buying pet insurance?
Everyone loves their pets. And despite our best efforts to keep them safe, injuries and serious illnesses sometimes occur. Vet bills for treatment can add up fast, sometimes into the thousands of dollars. A pet insurance policy can help you pay them
09.18.23
Pay off debt by utilizing your home’s equity
Chances are that you have never looked at home equity as an asset. But it is, and you can put it to work for you paying off high-interest debt
09.11.23
The basics of health saving accounts
Both HSAs and FSAs are great options for saving money to pay for qualified medical expenses. To decide which account is right for you, carefully weigh each option
REACH OUT TO GET STARTED
Ready to Help
As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.