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Have you ever received a frantic call from someone posing as your grandchild? Scammers will call or email grandparents to make urgent requests for bail money, lawyer’s fees, hospital bills, or other fictitious expenses.

One of the more frustrating aspects of modern technology is the necessity of passwords for gaining access to devices and data. In February 2013, the Fast Identity Online Alliance was launched to set standards

The Securities and Exchange Commission has created Investor.gov, a useful resource for the investing public prepared in ordinary, nonlegal, and nontechnical language. The website includes financial tools and calculators, as well as articles of general interest for investors.

According to the latest data from the National Vital Statistics Reports (March 2022, reporting on 2019 experience, so before the pandemic), a male age 65 should expect to live 18.2 more years (to age 83.2) and a female 20.8 years (to age 85.8).

The pandemic led to many people retiring earlier they had planned, in part because so many businesses had to shrink their payrolls in response to the lockdowns. As the pandemic has eased, now the American economy has a labor shortage problem

Have you thought about retirement? If you’re like most business owners, unless you’re within 10 years of the normal retirement date, you probably haven’t given it serious thought.

One of the hot estate planning strategies earlier in this century was to name a minor child as the surviving beneficiary of an IRA. The child would have to take Required Minimum Distributions (RMDs) from the IRA every year

One of the biggest misconceptions I come across in the financial advice industry is that as you get older, you must reduce your allocation to stocks. While this philosophy might be grounded in some truth, it oversimplifies the reality.

Digital banking has come a long way in recent years, and now it can offer many ways for you to stay on top of your business needs.

In 2019, Congress revisited the rules for qualified retirement plans and IRAs, with an eye toward boosting retirement savings. To that end, the age limit of 70½ for making a contribution to a traditional, deductible IRA was eliminated. However, one still must have “earned” income to make any IRA contribution – income from investments, pensions, gifts, and Social Security benefits does not count. 

As a small-business owner, you want to make a workplace retirement plan available to your employees. But you know you don’t have the time or technical background to handle 401(k) administration. So, what do you do?

Thanks to the Internet and YouTube, doing it yourself has taken on a new life. For example, a young person we know was able to diagnose a problem with his clothes dryer, then order the key part and install it, thus saving the cost of an in-home repair. Information that once might have been hard to find outside of specialized publications has become accessible to everyone. But there are limits to self-empowerment. One area in which some people may be overconfident is financial management. There is more to financial planning than setting some goals and pinching some pennies.

There are many ways to save for your retirement, and the time-tested 401(k) is one of the most popular. The retirement account, however, is still underutilized. A whopping 59% of employed Americans have access to a 401(k), and yet only 32% are investing in one.

Part three of our four-part series on 2021 tax law changes is a topic that might not impact everyone, but if it does impact you, it’s important to understand what changes are in store. The topic at hand is proposed estate and gift taxes.

A new presidential administration often means a variety of new tax law changes. In this four-part series, we’ll offer a closer look at some of the tax law changes being proposed by President Joe Biden and the House Ways and Means Committee. The series will include a review of the American Families Plan, estate and gift tax changes, corporate tax changes, and today’s post — individual tax changes.