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Money Moves

Money Moves
couple reviewing paperwork together

10.23.23

Choosing the right self-employed retirement plan

You are self-employed and enjoy a certain amount of freedom. But that doesn’t give you an excuse to skip out on saving for retirement. In fact, being on your own makes putting money away that much more crucial
mortgage document in front of house

10.16.23

What is PMI and do I need it?

When planning to purchase a home, you might have heard that you likely will have to pay something called PMI. This is private mortgage insurance, and it protects the mortgage lender against any losses if the borrower stops making payments or fails to repay their conventional loan
a dog on a vet table with a bandage on his front paw

10.09.23

Should I consider buying pet insurance?

Everyone loves their pets. And despite our best efforts to keep them safe, injuries and serious illnesses sometimes occur. Vet bills for treatment can add up fast, sometimes into the thousands of dollars. A pet insurance policy can help you pay them
balancing board of stacks of coins

10.02.23

Frugality is a valuable financial tool

Pinching pennies does add up in the short term, but the long-term payoff is likely bigger than you think
digital illustration of a keyboard with a Donate button

09.25.23

How you give is as important as what you give

When significant assets are involved, did you know that how you give is just as important as what you give? With the right financial approach to your giving objectives, there could be significant tax advantages for you and the charity
a balancing board with a bag of money labelled loan and on the other end a home

09.18.23

Pay off debt by utilizing your home’s equity

Chances are that you have never looked at home equity as an asset. But it is, and you can put it to work for you paying off high-interest debt
HSA paperwork on a clipboard

09.11.23

The basics of health saving accounts

Both HSAs and FSAs are great options for saving money to pay for qualified medical expenses. To decide which account is right for you, carefully weigh each option
Man and woman using a laptop

09.04.23

How do I open my first account?

The kind of account you start with will depend on your goals and what your bank offers. Opening an account is easy
social security card

08.28.23

How Secure is Social Security?

Is Social Security actually secure? If not, what should be done to fix it and who bears the cost?
credit score seen on mobile phone

08.21.23

How do I improve my credit score?

When you have a good credit score, you can get better terms and lower interest rates on loan products and credit cards. But it’s not always easy to just boost your credit score
a text message on a smartphone that reads You won a $1,000 gift card!

08.15.23

Don't be the victim of a texting scam

Texting is cheap and easy, and scammers count on the ding of an incoming text being hard to ignore. In 2022, $330 million in losses to text scams were reported
a pile of textbooks, graduation cap and coins stacked

08.10.23

The cost of college life

It’s been a few months since high school graduation, and now that August is here, many young adults’ thoughts are turning to their freshman year of college – and what it is actually going to cost
a padlock sitting on top of a mobile phone

07.19.23

How to safeguard access to your accounts

Most people don’t think twice about making a purchase using their debit card, cell phone, or tablet. To protect yourself and safeguard your access devices, consider the following tips
young couple smiling while moving into their home

07.12.23

Seven tips for buying your first house

So, you’re ready to buy your first house. Of course, you’re excited, but you’re also nervous because you don’t want to make a rookie mistake. Here are some tips to help you successfully navigate the process
glass jar of coins labelled retirement with clock in background

07.05.23

How much do I need to save for retirement?

Your personal savings goals will depend on when you plan to retire, if your work provides a pension, whether you have health problems, and what you would like your lifestyle to look like in retirement
Smiling man with a papers in hand on phone

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