Skip to content

Explore Our Articles

Money Moves

Money Moves
young woman welcoming a guest at her front door

01.25.23

Mortgage tips for first time home buyers

Buying a home for the first time is one of the most meaningful experiences in your life. But finding the home is just one step in the process
pile of paper tax forms

01.20.23

Charitable Giving; A donor-advised fund offers tax benefits

Taxpayers generally welcomed the rough doubling of the standard deduction in the 2017 tax reform legislation. One group that was worried about unintended side effects of the change
man holding pen while pondering what he sees on his computer

01.16.23

Why entrepreneurs find it hard to ask for help

If you are a business owner, chances are pretty good that you are independent. You try to do everything yourself, but the truth of the matter is you can’t
pile of paper tax forms

01.06.23

Why the IRS is still catching up

The effect of the Covid-19 pandemic upon supply chains and prices has been much commented upon. Less well known is that the pandemic caused the development of a major backlog at the IRS.
two street signs that point in opposing directions and read Lease versus Buy

12.22.22

Lease vs Buy: Which is Better for My Business?

Equipment, vehicles, facilities – large-ticket items are just one type of expense a business owner will have to manage.
digital illustration of stacks of coins climbing taller with a shopping chart on the highest stack

12.08.22

Social Security COLA Increase is Biggest Since 1981

The Social Security Administration has announced an 8.7% benefit increase for 2023, based upon inflation for the 12 months ending September 30, 2022.

11.03.22

IRS focus on digital assets

The Internal Revenue Service has long held that virtual currencies, such as bitcoin, are property not currency. As such, transactions conducted with a virtual currency can trigger taxable profits or deductible losses.

10.27.22

How to gain financial flexibility with an equity line of credit

Costly car repairs. Unexpected medical expenses. Storm damage to your home. All call for quick access to cash.
coins stacked graphic

10.13.22

How one savings plan can help you save for college and retirement

Families with children typically have three important financial objectives: buying a home, saving for college, and building retirement capital. That is a daunting challenge.
man hiding in bush with binoculars

10.10.22

Four Things to Consider Before Retiring Early

The idea of work/life balance has gained much attention over the last few years. Technology is redefining how and where we “work” and employees are re-evaluating how they spend the largest portion of their waking hours.
mechanical safe dial

09.30.22

Is Mobile Banking Safe for My Business?

As a prudent smartphone user, it’s natural to wonder if your smartphone bank transactions are secure. Rest assured, mobile banking is safe and secure because banks are in the business of securing sensitive customer data.
person reviewing statements

09.08.22

The biggest financial mistakes business owners make

Ask any business owner, and you’re not likely to hear any sugar-coating about how hard it is to start and run a business. There is nothing easy about it,
Man and woman using a laptop

09.01.22

Green Practices are Good for Nature and for Business

Business owners who operate "green" offices do more than protect the environment -- they save money on electricity, supplies, and operations in general. And they avoid running afoul of environmental protection laws.
statue of a Greek philosopher thinking

08.04.22

Fear of Missing Out is not a sound investment philosophy

The Securities and Exchange Commission has created Investor.gov, a useful resource for the investing public prepared in ordinary, nonlegal, and nontechnical language. The website includes financial tools and calculators, as well as articles of general interest for investors.
abstract graph of interest rates

07.21.22

Why Growth Stocks Hate Higher Interest Rates

The reaction to COVID-19 has been a case study in economic theory. Direct cash payments from the government to individuals and corporations were made for the first time in 2020.
Smiling man with a papers in hand on phone

REACH OUT TO GET STARTED

Ready to Help

As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.