F&M Trust deposit products
Explore Our Articles
Money Moves
01.16.23
Why entrepreneurs find it hard to ask for help
If you are a business owner, chances are pretty good that you are independent. You try to do everything yourself, but the truth of the matter is you can’t
01.06.23
Why the IRS is still catching up
The effect of the Covid-19 pandemic upon supply chains and prices has been much commented upon. Less well known is that the pandemic caused the development of a major backlog at the IRS.
12.22.22
Lease vs Buy: Which is Better for My Business?
Equipment, vehicles, facilities – large-ticket items are just one type of expense a business owner will have to manage.
12.15.22
Stabilizing Your Business' Cash Flow
Securing your business cash flow is a lot more tangible than growing money on trees. Without proper cash flow management, you couldn’t afford to pay the utility bill to water your tree.
12.08.22
Social Security COLA Increase is Biggest Since 1981
The Social Security Administration has announced an 8.7% benefit increase for 2023, based upon inflation for the 12 months ending September 30, 2022.
12.01.22
How to Protect Yourself After a Data Breach
When it comes to account security, many of us make a common mistake: We reuse passwords.
11.24.22
Protecting Your Business Debit Card
While debit cards can offer advantages to small businesses, they need to be protected carefully because business debit cards lack most of the legal safeguards limiting the liability from unauthorized purchases that consumer credit cards enjoy.
11.17.22
Don't let scammers steal your heart and money
The epidemic of financial fraud shows no sign of abating. Perhaps the saddest example is the “romance scam.” Reportedly some 30% of Americans have tried online dating.
11.10.22
Business Identity Theft Can Be Costly to Victims
While personal identity theft is widely recognized and has a long history, business identity theft can also be very costly to victims, and the threat should be taken seriously.
11.03.22
IRS focus on digital assets
The Internal Revenue Service has long held that virtual currencies, such as bitcoin, are property not currency. As such, transactions conducted with a virtual currency can trigger taxable profits or deductible losses.
10.27.22
How to gain financial flexibility with an equity line of credit
Costly car repairs. Unexpected medical expenses. Storm damage to your home. All call for quick access to cash.
09.30.22
Is Mobile Banking Safe for My Business?
As a prudent smartphone user, it’s natural to wonder if your smartphone bank transactions are secure. Rest assured, mobile banking is safe and secure because banks are in the business of securing sensitive customer data.
09.22.22
Grandparent Scams Can Cost Victims Thousands of Dollars
Have you ever received a frantic call from someone posing as your grandchild? Scammers will call or email grandparents to make urgent requests for bail money, lawyer’s fees, hospital bills, or other fictitious expenses.
09.15.22
Passkeys and the Future of Estate Planning
One of the more frustrating aspects of modern technology is the necessity of passwords for gaining access to devices and data. In February 2013, the Fast Identity Online Alliance was launched to set standards
09.08.22
The biggest financial mistakes business owners make
Ask any business owner, and you’re not likely to hear any sugar-coating about how hard it is to start and run a business. There is nothing easy about it,
REACH OUT TO GET STARTED
Ready to Help
As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.