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Money Moves
Man and woman using a laptop

09.01.22

Green Practices are Good for Nature and for Business

Business owners who operate "green" offices do more than protect the environment -- they save money on electricity, supplies, and operations in general. And they avoid running afoul of environmental protection laws.
hands holding upside down cups representing three-shell game

08.18.22

Student Loan Scams

Student loan-forgiveness scams are common, and they are likely to become more prevalent when deferred loan payments resume in September. For more than 40 million Americans, student loan debt is a reality. What’s not real, however, is a blanket student loan-forgiveness program offered by the government. 
young girl hands glass of lemonade to a buyer at her stand

08.11.22

Unconventional Ways to Fund a Small Business

The water stop for a major marathon is a fascinating place to be. Pre-race, police and tow truck drivers move parked cars blocking the marathon path. Post-race, the street is shoveled, and empty cups are swept into trash bags
statue of a Greek philosopher thinking

08.04.22

Fear of Missing Out is not a sound investment philosophy

The Securities and Exchange Commission has created Investor.gov, a useful resource for the investing public prepared in ordinary, nonlegal, and nontechnical language. The website includes financial tools and calculators, as well as articles of general interest for investors.
abstract graph of interest rates

07.21.22

Why Growth Stocks Hate Higher Interest Rates

The reaction to COVID-19 has been a case study in economic theory. Direct cash payments from the government to individuals and corporations were made for the first time in 2020.
long room of hung artwork

07.14.22

Don't Confuse Collecting with Investing

What do you get when you cross art with the technology behind digital currencies such as bitcoin? The answer is a “Non-Fungible Token” or NFT.
man looking at expenses while filling out tax paperwork

07.01.22

How to Calculate Home Office Deductions

The home office deduction is probably the most misunderstood deduction – misunderstood by non-tax professionals, of course – among all the entries in the tax code.
person making a digital deposit of a check using their smartphone

06.23.22

The Advantages of Mobile Banking for Business

Smartphone technology has greatly simplified routine business activities with mobile banking – providing access to company accounts using a smartphone to connect with your commercial bank.
woman getting her temperature taken

06.16.22

The Pandemic and Life Insurance

In 2019, the last pre-pandemic year, deaths in the USA totaled 2.85 million. This jumped to 3.39 million in 2020, with most of the excess deaths attributed to Covid-19.
older couple enjoying the view from a bench outside

06.09.22

How Long Should You Plan to Live?

According to the latest data from the National Vital Statistics Reports (March 2022, reporting on 2019 experience, so before the pandemic), a male age 65 should expect to live 18.2 more years (to age 83.2) and a female 20.8 years (to age 85.8).
young woman making an online purchase with credit card

06.02.22

How Your Business Can Benefit From ACH Payments

Of all the necessary functions a business must perform each day, few are more costly or inefficient than handling paper transactions – processing, posting, printing, mailing, and tracking checks.
older woman using vise grip on a bench at work

05.24.22

Unretirement

The pandemic led to many people retiring earlier they had planned, in part because so many businesses had to shrink their payrolls in response to the lockdowns. As the pandemic has eased, now the American economy has a labor shortage problem
business owners outside store smiling

05.20.22

Business Owners Need a Serious Plan for Retirement

Have you thought about retirement? If you’re like most business owners, unless you’re within 10 years of the normal retirement date, you probably haven’t given it serious thought.
person explaining purchase agreement paperwork

05.16.22

How to Prepare an Effective Loan Proposal

Ideal candidates for business loans generate sufficient cash flow to cover loan payments; have a solid, long-term track record of meeting financial obligations; have financial reserves to weather unexpected downturns or setbacks; and have collateral to put up for security.
people reviewing finances

04.20.22

Four Common Investment Misconceptions

One of the biggest misconceptions I come across in the financial advice industry is that as you get older, you must reduce your allocation to stocks. While this philosophy might be grounded in some truth, it oversimplifies the reality.
Smiling man with a papers in hand on phone

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