Turning your hobby into a source of income | F&M Trust Money Moves Turning your hobby into a source of income Money Moves Community Turning a hobby into income is a dream for many, but it requires dedication, strategy, and a bit of entrepreneurial spirit. Whether you’re passionate about painting,…

How to save money at the grocery store | F&M Trust Money Moves How to save money at the grocery store Money Moves Savings Community Saving money on groceries is a skill that can significantly impact your budget. With a strategic approach, you can trim your expenses without sacrificing the quality…

Teaching children how to budget | F&M Trust Money Moves Teaching children how to budget Money Moves Savings Starting a Family Community Teaching children how to budget money sets the foundation for their financial well-being in the future. Just as we teach them to read and write, educating them…

The importance of renters’ insurance | F&M Trust Money Moves The importance of renters’ insurance Money Moves Community Savings Starting a Family So, you’ve moved out on your own and are renting an apartment. One thing that is often overlooked by first-time tenants is renters’ insurance. While…

Preparing for a recession | F&M Trust Money Moves Preparing for a recession Money Moves Community Savings Retirement You might have heard that some economists are warning of a recession. It’s difficult to know what to expect and how it will affect you, but here are some steps you can take to make…

What to consider when weighing a job offer | F&M Trust Money Moves What to consider when weighing a job offer Money Moves Community College Accepting a job offer is a significant decision that affects you both personally and professionally. When faced with this choice, there are several key…

Teaching children to save money | F&M Trust Money Moves Teaching children to save money Money Moves Community Savings Starting a Family Teaching children to save money is one of the most valuable lessons parents can impart. Instilling good saving habits from a young age not only prepares children…

Avoiding the pitfalls of debt and overusing credit | F&M Trust Money Moves Avoiding the pitfalls of debt and overusing credit Money Moves Community Savings Buying a Home Starting a Family In today's consumer-driven society, easy access to credit can be both a blessing and a curse. While it…

How to save on back-to-school shopping | F&M Trust Money Moves How to save on back-to-school shopping Money Moves Community College Savings Back-to-school shopping doesn’t have to break the bank. With a bit of planning and strategy, you can save money without compromising on quality or needs. Here …

Is it a good idea to pay off my mortgage early? | F&M Trust Money Moves Is it a good idea to pay off my mortgage early? Money Moves Community Savings Buying a Home Paying off a mortgage early is a financial decision that can have significant implications for homeowners. By making extra payments…

Why it’s important to invest financially early in your career | F&M Trust Money Moves Why it’s important to invest financially early in your career Money Moves Savings Community College Starting a Family Making financial investments in the early years of your career is one of the most prudent…

How to set SMART financial goals | F&M Trust Money Moves How to set SMART financial goals Money Moves Savings Community “He who fails to plan is planning to fail.” So said Winston Churchill, and the thought applies to many facets of life, especially financial planning. It is one thing to say that…

It’s never too early to save for the holidays | F&M Trust Money Moves It’s never too early to save for the holidays Money Moves Savings Community Starting a Family The leaves are still on the trees, and we haven’t yet seen our first snowfall, but it’s not too early to think about holiday spending. …

How to safely use digital banking | F&M Trust Money Moves How to safely use digital banking Money Moves Community As digital banking continues to increase in popularity, it is important for those using the service to protect themselves from cybersecurity attacks. By taking the following proactive…

The importance of special needs trusts | F&M Trust Money Moves The importance of special needs trusts Money Moves Community Savings Starting a Family Retirement If you have a family member living with a disability, a special needs trust is a critical estate planning tool. This type of trust is…