When it’s time to manage your parents’ finances | F&M Trust Money Moves When it’s time to manage your parents’ finances Money Moves Community Retirement Savings If you have aging parents, you might have come to the realization that they need assistance with managing their finances. This could be…

Preparing to rent your first apartment | F&M Trust Money Moves Preparing to rent your first apartment Money Moves Community Savings Starting a Family Buying a Home After months of searching, you finally found the job that’s perfect for you. But it’s outside of the area where you currently live, so …

Saving and investing tips for veterans | F&M Trust Money Moves Saving and investing tips for veterans Money Moves Community Savings Retirement Many veterans and service members receive VA benefits. Whether received in monthly payments or as a lump sum, these benefits can be a great help in meeting …

Cell phones are a target for scammers | F&M Trust Money Moves Cell phones are a target for scammers Money Moves Community You guard your personal identifying information against scammers, but does this include your cell phone? Access to sensitive online accounts like banking and payment services…

How merchant services can help small businesses | F&M Trust Money Moves How merchant services can help small businesses Money Moves Community According to the Federal Reserve, an estimated 82% of U.S. adults had a credit card in their name in 2022. With so many consumers using credit cards to make …

Keeping your personal information safe this holiday season | F&M Trust Money Moves Keeping your personal information safe this holiday season Money Moves Community As the holiday season reaches its peak, shoppers everywhere are on the hunt for the best online deals! However, it is essential to…

Reducing Monthly Expenses | F&M Trust Money Moves Reducing Monthly Expenses Money Moves Community Savings The new year presents a perfect opportunity to reevaluate your financial habits and work towards minimizing unnecessary expenses. By recognizing and eliminating detrimental spending patterns,…

Big Game Stock Market Forecast | F&M Trust Money Moves Big Game Stock Market Forecast Money Moves Community It is time to roll out the much-anticipated Super Bowl Stock Market Forecast. As some of you might remember, Robert Stovall, an equity analyst for EF Hutton, published a bizarre statistical…

The Importance of Financial Planning: Set Yourself up for Success | F&M Trust Money Moves The Importance of Financial Planning: Set Yourself up for Success Money Moves Savings Community Retirement Starting a Family Buying a Home Financial planning is more than just budgeting and saving; it is…

Understanding Debt Consolidation | F&M Trust Money Moves Understanding Debt Consolidation Money Moves Community Debt can be overwhelming, but debt consolidation offers a solution by merging multiple debts into a single loan with more manageable monthly payments. This process involves reviewing and …

How to Improve Your Credit Score: Simple Steps to Success | F&M Trust Money Moves How to Improve Your Credit Score: Simple Steps to Success Money Moves Community Buying a Home Check Your Credit Report Start by pulling a free copy of your credit report from AnnualCreditReport.com. This helps…

Teaching Children to Save: 4 Simple Ways to Build Smart Money Habits Early | F&M Trust Money Moves Teaching Children to Save: 4 Simple Ways to Build Smart Money Habits Early Money Moves Community Savings Starting a Family It’s never too early to teach your child the value of money. Kids may not…

A Guide for First Time Homebuyers | F&M Trust Money Moves A Guide for First Time Homebuyers Money Moves Community Buying a Home Starting a Family Thinking about buying your first home? Maybe you’ve browsed online listings, taken a drive through a neighborhood you love, or even toured a few homes.…

What Is a Power of Attorney—and Why It Matters | F&M Trust Money Moves What Is a Power of Attorney—and Why It Matters Money Moves Community Retirement Starting a Family A Power of Attorney (POA) is a legal document that allows you to appoint someone—called an agent or attorney-in-fact—to act on…

Who Should You Name as Your Power of Attorney—and When? | F&M Trust Money Moves Who Should You Name as Your Power of Attorney—and When? Money Moves Community Retirement Starting a Family Appointing a Power of Attorney (POA) is a serious decision. You're giving someone else the legal ability to…