PERSONAL LINES OF CREDIT

Flexible funds at your fingertips

Access the money you need, when you need it. Choose from our range of lines of credit designed to support a variety of financial needs - whether you’re managing everyday expenses, handling unexpected costs, or planning ahead.

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Benefits Designed Around Your Needs

Discover a flexible lending solution designed to give you greater freedom and control. With convenient access to funds, adaptable features, and options for a variety of credit profiles, you’re empowered to make financial decisions that fit your life.

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Borrow on Your Terms

Write your own loan from your funds using convenient checks, putting you in control of your financing when you need it.

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Flexibility for Every Goal

Explore our diverse options, including secured, unsecured, executive, and credit-building lines of credit.

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Lower Interest Rates

Pay less to borrow, making it simpler to control your finances, reach your goals and enjoy more financial freedom.

Financing Your Way on Your Terms

Whether you need money for a big purchase, unexpected expenses, or to streamline your debt, a line of credit from F&M Trust offers convenient access to funds and helps you stay on track with your financial goals.

Unsecured Lines of Credit

Flexible financing and no collateral required. An F&M Trust unsecured line of credit gives you access to funds when you need them and on your terms. Whether you need funds for unexpected expenses, consolidating debt, or seizing new opportunities, we offer quick access to cash with competitive rates and easy approval.

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Unsecured Term Loans

Unlock greater borrowing power with an F&M Trust unsecured term loan. Enjoy competitive rates, fixed monthly payments, and quick access to funds. With no collateral required, you can enjoy the freedom to achieve your financial goals and get the money you need without tying up your assets.

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All loans are subject to credit and underwriting approval. Certain fees and restrictions may apply.

FINANCIAL CALCULATORS

Plan Ahead on Your Terms

Planning for your future doesn't have to be overwhelming. With our financial calculators, you can explore your options and reach your goals with confidence.

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REACH OUT TO GET STARTED

Ready to Help

As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.

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Community Offices

Find your nearest F&M Trust community office or ATM.

Linglestown Office

4765 Linglestown Road
Harrisburg, PA 17112
Phone: (717) 510-7333
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Money Lessons, For All of Life’s Chapters

Get Your Personalized Plan

Courses

Courses use real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts.

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Collections

Collections span a wide array of financial themes, offering expert guidance to help you manage everything from daily expenses to long-term investments with ease and assurance.

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Articles

Discover a diverse range of topics in our Articles, designed to guide you through key financial decisions. Learn about health insurance, borrowing money, and underrated products to strengthen your financial strategy.

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Calculators

Planning for your future doesn't have to be overwhelming. With our financial Calculators, you can explore your options and reach your goals with confidence.

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Coaches

It's impossible to predict a car breaking down or losing a job, but it's absolutely possible to prepare for the financial blow. Emergencies happen, make sure you're prepared.

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EXPLORE MORE BANKING SERVICES

Personalized Solutions for a Better Financial Future

Everyone deserves to experience better banking to improve their financial wellbeing. Expand your world with banking services and solutions that save you time and money, are personalized to fit your individual needs, and go deeper than just a transaction.

Discover what Banking Done Your Way® means to you today.

Checking

Checking solutions designed to fit your needs for a better banking experience.

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Savings

Savings made simple to achieve your short-term and long-term goals.

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Debit Cards

Easy access to your money with rewards on everyday purchases.

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Credit Cards

Choosing the right credit card for your needs is easier than ever.

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Mortgages

Feel at home with the right mortgage for you and your family.

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Home Equities

Put the equity in your home to good use with quick-access funds for flexible borrowing.

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Lines of Credit

Access funds on your terms when you need it the most.

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Wealth Management

Plan for your future at any stage with trusted advice and tailored solutions.

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Welcome to the NEW F&M Trust Website

PERSONAL LINES OF CREDIT

Flexible funds at your fingertips

Find a location near you