Debra brings more than 40 years of banking experience to the important services she provides. 20 of those years have been focused specifically on trust and estate services. F&M Trust's Wealth Management clients really appreciate that deep level of experience.

In fact, both clients and F&M Trust team members depend on Debra for everything from attentive customer service to gathering of decedent assets, handling estate paperwork, management of estate belongings, and essential administrative services. When estate-related tax services are needed, she is ready to assist our Estate and Tax Administration Officer with processing of the important paperwork.

But it's not all about financials and decimal points. When the workday is done, Debra enjoys gardening, investing time with several daughters and attending grandchildren sporting events – there are nine of them!