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TRUST & ESTATE PLANNING

Secure your legacy

Smart planning in the now for maximum benefits later.

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Protecting Your Wealth, Empowering Your Future

As part of our comprehensive wealth management solutions, we offer personalized trust and fiduciary services to help you protect, manage, and transfer your assets according to your wishes.

Our specialists work closely with you to design custom trust structures, serve as impartial fiduciaries, and ensure your assets are managed and distributed efficiently and responsibly. With a deep commitment to transparency, integrity, and confidentiality, we provide the confidence you need to secure your legacy and support those who matter most.

Whether you are planning for future generations, caring for a loved one, or seeking to preserve your wealth, our experienced team delivers trusted advice and tailored strategies that put your goals first because your financial legacy and peace of mind are our top priorities.

Trusted Guidance When it Matters Most

 

Chartered with full fiduciary powers in 1906, our team has been providing specialized fiduciary services to retirees, minor children, incapacitated individuals, as well as power of attorney services for 120 years.

 

We understand that when life get complicated, it makes all the difference to have a knowledgeable resource that you can rely on to help guide you in making the right decision for you and your loved ones.

 

Let's work together to find the right solution for you.

 

Schedule a Free Consultation
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    Personal Trusts

    Allow our reliable, experienced team to protect and manage your assets according to your best interest and priorities.

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    Trusts Under Will

    Trust in our team to safeguard your legacy for your loved ones by carrying out your wishes according to your will with knowledge and care.

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    Charitable Trusts

    Rest assured as our team strategically manages your assets to maximize benefits for you and the causes you care about.

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    Special Needs Trusts

    Allow our team to act in the best interest of your loved one by protecting vital benefits while providing financial stability with care.

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    Power of Attorney

    Rely on our team as a trusted representative to manage your financial affairs confidently on your behalf when you need it most.

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    Financial Guardianship

    Benefit from our careful stewardship as we manage finances for those unable to do so themselves, always acting in their best interests.

ESTATE TEAM

We Take Your Legacy Personally

Meet our in-house Estate Team who bring the knowledge and experience to build a personalized approach to legacy planning with confidence and compassion.

Heather Helm Estate And Tax Administration Officer

Heather Helm

Assistant Vice President - Estate and Tax Administration Officer

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Debra Boyd Estate Assistant

Debra Boyd

Estate Assistant

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Strength and Stability You Can Trust

When it comes to managing wealth with you, there's one word that supersedes all others. Confidence. When you have this, the rest becomes easy.

Since 1906, F&M Trust has provided a comprehensive range of wealth management services tailored to meet the specific needs and goals of each client. 

As a local community bank with over $1.4 billion in assets under management, we’ve built long lasting relationships with our clients and genuinely care about helping them succeed in building a more secure financial future.

WEALTH SERVICES

Building confidence in your future

We believe wealth management should be personal no matter your journey. That’s why we take a strategic, holistic approach tailored to your goals and guided by experienced professionals who care.
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Retirement

Tailored retirement planning to help you achieve financial security and peace of mind for the future.

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Investing

Personalized investment strategies designed to help you grow and preserve your wealth over time.

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Charitable Giving

Guidance on creating impactful charitable plans that align with your values and philanthropic goals.

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Education Planning

Customized solutions to help you save and prepare for you or a love one's education expenses.

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Trust & Estate

Comprehensive services to protect your legacy and ensure your wishes are fulfilled.

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Business

Future-focused strategic planning that reflects your goals and the needs of your business

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Nonprofit

Financial guidance and education that empowers you to maximize your organization's mission and impact.

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REACH OUT TO GET STARTED

Ready to Help

As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.

Contact F&M Trust Meet Our Team

Frequently Asked Questions

Contact F&M Trust

Trust and estate planning helps individuals organize their assets, minimize taxes, and ensure their wishes are fulfilled regarding asset distribution after their passing. It’s important because it protects your legacy and provides peace of mind for you and your loved ones. Contact our team to learn more and discover what this could look like for you.

It’s wise to start estate planning as soon as you have assets or loved ones you wish to protect. Life changes such as marriage, having children, or acquiring property make it especially important to ensure your wishes are clearly documented. Reach out today to get started!